“Many times my husband sows the money that should have been for the Children’s school fees and our house rent. I plead with him not to do it, but he tells me it’s all for good. It always leads us to borrow and struggle to pay, what do you advice?”

Many people do the same thing above without knowing. Many don’t have budgets, so don’t even know what they are spending or sowing. This is really about balance.

God owns 100%, but He also says to not provide for your family’s needs makes you worse than Godless. You need to take control of your expenses like you are a steward of it. God is not interested in your irresponsible offering.

In some families, the husband lives in the income column while the wife lives in the expense column. In some other families, the roles are reversed. If your family is set up like this, you are heading for the brinks.

The first step at recovery is getting you both on the same side, and helping you take control. Imagine some people have been married for donkey years but never reviewed their family’s weekly, monthly or annual budgets.

If you need help harmonizing your budget, getting on the same side and and having an escrow account. I can help you.